Small business loan

A small business loan is a financial loan of a fixed amount taken for the purpose of business and not personal needs. A small business loan is available at both fixed and variable interest rates. It can be acquired from a mortgage lender and the borrower is expected to pay off the loan within the term in the form of installments each month. A small business loan is mainly for the purpose of purchasing new powerful inventory or machinery or opening a new factory or unit at any other location. You can also clear off some high interest rate debts of your business using the loan. It can also be used for building credit for the future.

Are you looking for finance to start a new business or expand an already existing one? A small business loan can be the ideal solution for you. At Ramanjit Singh, we make you aware of all the small business loan options that exist in the market. We understand that your business is different from the others and so are your requirements. We work with the lenders and ensure that you get the financial backing you need for your business, of course at a competitive interest rate.

Why choose Ramanjit Singh for small business loans?

The experts at Ramanjit Singh make sure that you get the perfect small business loan to make your business fly.
Ramanjit Singh makes the process of small business loan application easy and convenient for you.
With Ramanjit Singh, you can expect quick approvals and closing of loans.
Ramanjit Singh assists you in getting a tailor-made small business loan to suit your needs.
Ramanjit Singh makes sure that you get the working capital as soon as possible at the lowest interest rate.
Ramanjit Singh believes in being completely transparent and honest throughout the loan process, from application to approval.

What documents are required for the purpose of getting a small business loan?

While applying for a small business loan, a private lender or a large financial institution asks for several documents. These include tax returns of business (if applicable) or individual tax returns, identity card of the business owner or partners, business plan along with future financial projections, financial statements (business/personal), P&L balance sheet, etc. The documentations vary from one lender to another.

Is it possible to get a small business loan from an alternative lender if a previous loan application has been required by a large bank?

Banks usually have a strict policy when it comes to approving small business loans. Even if your loan is rejected by a traditional lender, you can always approach alternative lenders. The application is faster and seamless at alternative lenders compared to traditional lenders. In addition, their terms and conditions are not as strict as banks.

Is pre-closure of a small business loan possible?

Yes, pre-closure of a small business loan is possible in case of most lenders. However, there would be a penalty levied in the form of pre-closure charges.

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First-Time Home Buyer Mortgage

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Renew Your Mortgage

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Second Mortgage

Small Businesses Loans

Home Equity Line of Credit

Renew Your Mortgage

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