Renew your mortgage

Most homeowners believe that staying with their existing mortgage lender is the best option because switching lenders is a time-consuming and tedious process to get a lower interest rate. Is this really true? Not really. If your mortgage renewal is approaching fast, it is time for you to have a look at other options available in the market and the lenders offering a much lower interest rate than the existing one which you are paying every month. Since the time you took the mortgage loan and the term (number of years) completed till now, your financial situation, goals, professional life, and lifestyle must have changed a lot. A mortgage renewal is a chance for homeowners like you to negotiate and opt for a mortgage loan at a much better interest rate and terms and conditions.

Ramanjit Singh conducts an in-depth research and analysis on how switching a lender can be beneficial for you. We negotiate the best possible mortgage plans on behalf of you with the lenders depending on your finances and lifestyle requirements. Our mortgage renewal specialists help you make a smart financial decision in your life to maximize the savings. We work hard and ensure that you get the best renewal plan for the next phase in your life after your existing mortgage term is going to get over and is due for a renewal.

Why choose RAMANJIT SINGH for renewals?

We help you save a lot of money with renewals
We make the entire mortgage renewal process simple, convenient, and fast.
We make sure you get the lowest possible interest rates available in the market depending on your existing situation and goals.
We have skilled and professional mortgage renewal specialists who work with you and find out the best possible options that you can go with.
We have a pool of different lenders that you can get access to - banks, credit unions, and trusts.
Choosing Ramanjit Singh means hassle-free and seamless mortgage switching to a new lender

Is it possible to renew my mortgage early?

Most lenders send out renewal notices 3 to 6 month prior to the actual date of maturity. It is possible to renew a mortgage early. However, some lenders take it on a case to case basis. In order to retain customers, some lenders will waive off the penalty associated with early renewals.

What happens if a mortgage is not renewed?

If you don't want to renew your mortgage, you will be required to switch the lender or sell your existing property. Once the mortgage is expired, your present lender will not renew the mortgage. You have the option to clear off your mortgage prior to the renewal as well.

Why consider switching to a new mortgage lender?

A new mortgage from a new lender means that you can get the right mortgage depending on your presence, financial condition and needs. You can get your payment frequency changed and most importantly get a much lower interest rate which will help you save money every month.

WHAT'S YOU EXPECT

We Offer To You

First-Time Home Buyer Mortgage

Refinancing Your Property

Pre Approval

Debt Consolidation

Renew Your Mortgage

Self-Employed Mortgage

Private Mortgagess

Commercial Mortgages

Second Mortgage

Small Businesses Loans

Home Equity Line of Credit

Renew Your Mortgage

When we say YES! We stand behind our PROMISE

STEPS & PROCESS

Easy Approval Process

Conversation

Testimonials

We serve our clients best of capacity

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